Learning Outcomes

Introduction

Principles of Lending

Types of borrowers

Lesson Summary

In this module, you will be introduced to credit management, you will learn the roles of a credit officer which includes finding quality borrowers, you will also learn how banks risk zones and you will be taught negative future risks can be mitigated suing due diligence, you will learn about the hybrid companies and important features of a company.

Financial Statements and Ratio Analysis - Learning Outcome

Income Statement and Operating Cycle

Interpretation of Ratio Analysis

In this module, you will be taught the importance of an income statement in any business or company and you will learn how to analyze and interpret an income statement, you will be introduced to ratio analysis and its types which includes liquidity ratio and solvency ratio and you will also learn how it helps investors make the right investment.

Assessment of Working Capital Loan

Appraisal of Term Loan

Term Loan Case Study

In this module, you will learn the concept of working capital loan and working capital cycle and you will be introduced to term loans where you will learn about the depreciation of assets and also how banks draw up repayment schedules, you will also learn about term loan proposals and how to access proposals.

Fundamentals of Credit Management - Course assessment

This free online course will provide the knowledge required to manage credit and set effective payment conditions.

Fundamentals of Credit Management

This 'Fundamentals of Credit Management' course explores the best credit management techniques to help your customers and your business. It will teach you about lending principles, setting terms and the various types of borrowers. In addition, this course teaches you how to analyse income statements, examine and interpret figures like liquidity and solvency ratios and learn about working capital loans and appraisal loan terms. Enrol today!

We have designed this course to help credit managers find worthy borrowers and set practical credit repayment terms and conditions. This course begins with the basics of credit management: checking the borrower's credentials, capital and character, which will help you understand their willingness and capacity to repay the credit. Then you will learn the role of the credit officer, including analysing and verifying all data provided by the borrower, undertaking due diligence at each step and evaluating the underlying risk of financing before making a final decision. Next, we will introduce you to the principles of lending. Investigate the banking risks and their types, including liquidity, credit or default, operation and strategic risks. Learn about due diligence and various types of borrowers, including individual borrowers, partnership firms and the Hindu Undivided Family (HUF).
The following section introduces the income statement and its importance in the business. It includes detailed information about the business's income stream during the year, a list of expenses made by the company during the period and an analysis of the income statement. Next, you will learn about a business's work operating cycle, which can be either gross or net. You will also learn about ratios, defined as ‘the relationship between two variables’. We categorise ratios into four types. These include turnover, solvency and profitability ratios, which measure the capacity of the concerned to earn profits. Finally, you will learn about working capital loans which could be fund-based support in cash or non-fund based. Calculate the drawing power. Research depreciation and the role of the debt service coverage ratio in ensuring the borrower meets his debt obligations.
Credit management entails finding and verifying a borrower's worthiness, setting the terms on which the credit is granted, recovering the credit when the time is due and ensuring strict compliance with company credit policy. Credit management will improve the cash flow and reduce the rate of late credit payments in the company. By taking this course, you will gain the necessary knowledge and skills to manage credit, which will help you maintain strong cash flow in the company and obtain security interests where necessary. This course will boost your career and company. Why are you waiting? Take this course today and acquire a new skill.

Coursera’s 2025 Strategy: Focusing on Campus, Scaling Back Degrees

6 Best Site Reliability Engineering Courses to Take in 2025

Unlock 800+ Free Certificates: Master Tech & Soft Skills with CodeSignal Learn

CreativeLive is Live Again: CourseHorse Acquires Platform 15 Days Before Shutdown

8 Best Geology Courses for 2025

20 Most Cited Research Papers on MOOCs

Udemy is “Intentionally Reducing” the Business That Made It Famous. It’s Not Working.

6 Best Node.js Courses in 2025

Black Friday 2024: 50+ Online Learning Deals

Why Coursera Stock Dropped by 20%

10 Best Programming Courses for 2025

9 Best TensorFlow Courses for 2025

2000+ Free Developer and IT Certifications

Duolingo’s Restaurant Side Business Tops $1.3M

The Day MOOCs Truly Died: Coursera’s Preview Mode Kills Free Learning

Udemy’s 2021: Half a Billion Revenue, B2B Revenue Soars, B2C Plateaus

Introduction to Advanced Parenting Skills

The Tools and Strategies for Parenting

Developing Relationships Between Children and Parents

Developing Effective Relationships and Behaviour

The Challenges of Parenting

In this module, you will explore the best strategies and tools for fostering positive and effective parenting. The lessons will also guide you on the essential skills for parenting and the best possible ways to develop positive relationships between children and parents amidst the challenges.

Positive Parenting Skills and Techniques - Course Assessment

In this free online course, learn skills and approaches for ensuring positive parenting and build stronger family bonds.

Positive Parenting Skills and Techniques

Parenting is an interesting but challenging experience in equal measure and thus requires a blend of approaches to create strong family bonds and a conducive environment for everyone. This course provides practical insights to help parents navigate the rewarding journey of parenthood with confidence and positivity. By the end of this course, you will be skilled enough to create fruitful, lasting relationships between children and parents.

Introduction To Advanced Parenting Skills

Gain An Overview Of Parenting Skill and What Is Involved. Discover Some Of The Foundational Principles Of  Advanced Parenting Skills And How They Can Help You & Your Family.

Parenting Skills & Tools

Develop The Skills You Need To Be Great Parent & To Have A Great Relationship With Your Child. These Tools & Techniques Will Also Help You Deal With Many Common Parenting Challenges ... With MUCH Greater Skill & Success!

Still More Parenting Skills & Tools

Still MORE Great Parenting Skills/Tools For You!  Develop The Skills You Need To Be Great Parent & To Have A Great Relationship With Your Child. These Tools & Techniques Will Also Help You Deal With Many Common Parenting Challenges ... With MUCH Greater Skill & Success!

Advanced Parenting Skills - Course assessment

Discover effective parenting skills and techniques with this free online advanced parenting course.

Advanced Parenting Skills

This free online course provides cutting-edge strategies and techniques that can help you become the best parent you can be. Parenting is an amazingly difficult and complex job that can appear daunting without the right training as so much can go wrong in these early years. We go through a series of videos step by step to give you confidence as you face the most important task of your life: raising a happy and stable child.

Causes of Road Traffic Accidents

Different Types of Drivers

Unsuitable Conditions for Driving

This module gives you essential insights into the reasons leading to road traffic accidents and why some drivers are more likely to get involved in these accidents than others. You will also learn several mental and physical conditions that render one unsuitable for driving.

Fundamental Concepts of Defensive Driving

Driving Under Influence

How to Drive After Dark & In Rain?

Defensive Driving in Fog & Snow

The module aims to improve drivers' knowledge and skills in identifying, assessing, and reducing risks associated with road traffic accidents by providing factors causing road traffic accidents like driving under the influence (DUI) of drugs or alcohol. It includes the risk factors such as environmental elements affecting driver behavior.

Important Automobile Emergencies

Dangers of Car-Collision & Overspeeding

Emergencies Due to Mechanical Breakdown

This module provides you with the essential knowledge for dealing with automobile emergencies. It will help you gain expertise in the basics of dealing with different automobile emergencies while providing you with guidelines based on real-world experiences.

Defensive Driving - Essential Principles & Practices - Assessment

In this free online course, learn the essential driving skills and practices for making your daily commute safer.

Defensive Driving - Essential Principles & Practices

Despite dire conditions or other people's faults, defensive driving is the practice of anticipating risky scenarios. We have designed this course for people willing to learn basic defensive driving techniques. It includes aspects of being alert while driving and compares the attributes of defensive and aggressive drivers. Study how to drive in dangerous climatic situations and learn the intoxicating drugs that impair a driver's ability.

Introduction to Anger Management and Mindfulness

Recognizing Triggers and Responses

Mindfulness Techniques for Anger Regulation

Communication and Interpersonal Skills

In this module, you will learn the nature of anger and the principles of mindfulness practice, you will learn how to recognize anger triggers and understand emotional responses. Discover mindfulness techniques for anger regulation such as breath awareness for calming and the role of communication in mindfulness.

Embracing Acceptance and Non-judgment

Transforming Negative Thought Patterns

Stress Reduction and Emotional Regulation

In this module, you will learn effective techniques to cultivate acceptance of emotions and how to transform negative thought patterns through mindfulness of thoughts, cognitive restructuring, and how to overcome rumination. Discover how mindfulness can aid stress reduction and impulse control and how to create a mindful lifestyle.

Mindfulness for Anger Management - Assessment

Take control of your emotions with the mindfulness techniques provided in this free online anger management course.

Mindfulness for Anger Management

Anger management techniques vary from easy, soft talks to some that may appear to be harsh. This course explores different techniques you can use to ensure mindfulness when dealing with anger. Mindfulness practices like meditation and breathing exercises empower you to not only handle the root cause of anger but also avoid unhealthy emotions and outbursts by creating a mindful and harmonious lifestyle and bringing calm to social interactions.

Risks Associated to Working From Heights

Equipment, Confined Spaces and Laws

Confined Spaces Risk Assessment

Control Measures and Emergency Procedures

In this module, you will be introduced to working from heights, you will learn the duties and responsibilities of employers and employees in ensuring safety. Learn about risk assessment and prevention and confined space legislation, risk assessment in confined spaces as well as control measures and emergency procedures.

Working Safely at Heights and Confined Spaces - Course Assessment

This free online course explores how to ensure a safe work environment when working from heights and confined spaces.

Working Safely at Heights and Confined Spaces

Over 30% of all workplace fatalities are caused by falls from heights or confined spaces. These two workplace mishaps pose a significant risk of injury and severe fatalities if proper measures are ignored. This short course discusses the various measures that need to be put in place to ensure heightened safety awareness in these environments. From comprehensive risk assessment to implementing effective control measures in work environments.

Animal Care and Health

First Aid and Nutrition for Animals

Feeding Management and Pet Sitting

In this module, you will be introduced to the principles of Animal care, and animal histories. You will learn relevant first-aid measures, and benefits of animal nutrition, and also feeding management for dogs and cats, and the factors to consider when choosing a pet-sitting service.

Introduction to Animal Care and Welfare - Course Assessment

Learn how to care for animals in this free online course that explains how to provide food, shelter, medicine and more.

Introduction to Animal Care and Welfare

This course sensitises you to your responsibilities in terms of providing appropriate care and treatment to animals. We explain how to provide animals with the necessary food and shelter while ensuring that their physical and mental needs are met. We show you how to administer medication and select a pet-sitting service to provide optimal animal health care in order to ensure good health and better lives for the living things in your care.

Understanding Anger Management

Sources and Causes of Anger Part 1

Sources and Causes of Anger Part 2

This module is your first step to managing anger, resolving conflicts and building lovable relationships. Get familiar with various concepts, principles and holistic models related to body, mind and spirits. You will then Explore and unpack the sources and causes of anger and get trained to manage and stop it from turning into rage.

Unforgiveness and Anger

Managing Conflict Resolution and Anger Communication

Understanding Unforgiveness and the Unforgiveness Process

This module imparts practical skills to control anger and provides the resilience and determination to implement these skills. This module will cover Unforgiveness and some best-kept tools for maintaining rational and functioning communication to reduce or resolve conflicts.

Optimal Health and its Impacts

Substance Abuse and Anger

Substance Abuse and Mental Health

Through this module, you will understand how vitamin and mineral deficiencies, alcohol, substance abuse, addictions and the lack of optimal health adversely affect brain functioning resulting in exaggerated anger and conflicts. You will also learn the best approaches and strategies to overcome them to find peace and relationships back in life.

Anger Management and Conflict Resolution Assessment

Learn the various strategies used in anger management and conflict resolution in this free online course.

Anger Management and Conflict Resolution

Anger, like other human emotions, is part of our daily experiences. However, if not well managed, it can lead to adverse effects and a reduction in productivity. It is an inevitable emotion that signifies dissatisfaction. On the other hand, if kept in control, you can live a full life and interact with others constructively. This course explores the various strategies to understand and manage anger and conflict.